Our land is a loan from God. Our stuff is a loan from God. Our lives are a loan from God. God owns it all. All we can ever do is manage it. God is the source of our security. We can get so focused on “stuff” and never feel secure. We can be rich but never feel rich. At times, we can never, 'Take it easy. Eat, drink, and be merry.' We can have full barns, but empty hearts. If we want to save and be wise, we need to put our security in God, which is why these three habits are so important. Pay now, pay yourself, and pay it forward.